Totaled?

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PrepVet

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More than a month later and still it sits. Nothing more from USAA. Everyday I call and they say the adjuster is reviewing it. I’m getting rather irritated. I went past it (300 miles away) to get some stuff out of it. It’s dead as a post.

79445AEC-26FE-4C6B-82A1-D21DA29876CA.jpeg24BEB67C-5F9D-4DFA-9325-D6DEDC0BC3F8.jpeg
 

plumcolr

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From your pic it definitely needs the intercooler/radiator/oil cooler/AC Condenser. Best way is to appeal to the ins co with detailed pics of under-the-hood damage.

Those aluminum coolers don't bend fer crap.
 
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PrepVet

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What a load of crap. They totaled it. From a freaking deer strike.

The final number they came up with at USAA was $16,100 before my deductible. Now they are compiling a "fair market value." Am I going to have them on this? I can see this being a low number and I am going to be pissed. I'm getting a list together or somewhat similar cars that are for sale currently. I've never had a car totaled before. What a waste.
 

Trainmaster

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It's up to you now. If you think their offer or market value is unfair, get a public adjuster and challenge their assessment. At least that's how it's played in New York. If the shop was willing to fix it for 19K, you can probably work something out between USAA and the shop...
 

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