Nope, pretty sure I've got that right. Understeer is when you "push" your front tires, like driving on ice, but the car doesn't follow where you point the wheels (this is an extreme example of course). Most cars are slightly biased to oversteer. Not a lot, but when pushed you'd rather the vehicle spin out than roll over.
Nope, You are wrong, Sorry. How much time have you spent on a track? I am guessing not much.
I know exactly what push/tight, and loose is.
Also, most cars nowadays come from the factory tight, and favor moderate understeer. Most Front wheel drive and AWD generally favor Understeer inherently. Rear wheel drive cars especially performance vehicles, can have power induced oversteer, but with modern traction control, even that is hard.
Understeer for the average driver is easier to fix. Let off the gas and Understeer goes away under most cases and the car rotates more.
Stiffen up the rear, and the car rotates, because there is less body roll, because more force is transferred to the tires quicker. We could talk Spring rates and many other factors and how they affect handling, but that is a more detailed discussion.