I have been watching closer and last night we did some mountain biking and did a little shuttling. With the bike rack and 7 bikes and 8 adults in the Exp and climbing the canyon I saw transmission temps of 219. Air was cool (65 degrees) but it was steep and elevation at the top was close to 9000'.
Just a note, this is with the updated thermostat that I just installed a couple weeks ago which in my opinion didn't seem to make any difference in the temps.
I have a long drive this week. 600 miles each way, no trailer, but 4 adults and bike rack with 4 bikes. Salt Lake to Sunrise AZ. I will keep an eye on temps as we cruise through the desert. I am suspecting transmission temp will hover around 214. Basically, what I am coming to fully believe is that the method ford is using to "cool" the transmission is not adequate and adding an air to oil cooler will drastically improve things.
I did find a high flow thermostate controlled transmission cooler valve that is set at 185. So, that could be an option to swap to the air to oil cooler but still allow for the oil to maintain a temp of 185deg...