take your auto premium and multiply it buy 20% for the 1st year 15% for the second and 10% for the third then add your deductible, if it is more than $1000 then pay out of pocket but if it is less then you might want to think about using your insurance.
Welcome my truck used to be that exact same color :) sounds like the guys got you taken care of. Not that its a big deal but try to give us a little more than an hour to get your questions answered.. Welcome and we look forward to helping you in the future!
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