Extended Warranties- who PRODUCES the best?

[jeff kushner]

I've read a crapload of reviews and some are obviously "staged" but it looks like

Carchex

Autopom

Endurance

Delta

American

Are the top 5.....has anyone had experience with any or recommends someone else? I get 3/36 from Ford BTB and want to take that out as far as possible considering that with all the high-tech employed on my '17 Expy. I drive 30-35K per year but it looks like the longest I can get at this point is 8/126 but this particular companies warranty(insurance) begins when the factory warranty expires.

Any input would be much appreciated, good or bad!!

Thanks guys,

jeff

 

[bizkitjmd1]

I was looking into Warranty Direct for my 07 Limited with 72k. They have a good rating with the BBB. The price quote I got was starting at $132 a month for 19 months. I just can't justify spending that much right now.

 

[jeff kushner]

The prices I got, from the "best" companies according to several hours of research are:

Most come with roadside(so does my insurance) & towing.

Carchex- 5yr/125K -$2,900 almost identical to the dealer pricing. Exclusionary Titanium plan, very good but very expensive & DUPLICATES 3/36 from Ford(runs concurrent so you in effect lose this coverage period)

Auto-pom- 2160 + 300 tech=$2,460 7yr/100K Exclusionary Ultimate plan, DUPLICATES 3/36 from Ford(runs concurrent so you in effect lose this coverage period)

Warranty Direct is a broker...for their ELITE plan, they use the AUTOPOM plan above and since they are a broker, you may save going dire3ct to Autopom!


Endurance- 6yr/125k- $2,862 Exclusionary Supreme plan DUPLICATES 3/36 from Ford(runs concurrent so you in effect lose this coverage period)


American 5yr/100K AFTER orig 3/36 is expired $2,510

Delta 5yr/120K AFTER orig 3/36 is expired $1,200 the coverage isn't nearly as good BUT its also nearly a third the price and does give you longer coverage.....

I hung up on the girl from Protect my Car because she was reading from a card and said "you 2017 Ford Expedition limited" just one too many times<LOL>

This is just what I found.....hope it helps you. I have contact info if you need it.

jeff

 

[Habbibie]

If it's not through your car manufacturer it's not worth getting. The sooner you realize that the better off you are.

 

[FisherPete]

Back in the day I worked in a dealership that sold supplemental and extended warranties. As employees, we saw these products as profit centers. What really matters is who will accept these warranties as a source of payment.

Even big name brand insurance companies are not welcome for direct service payment at some locations. I recently had accident work done on my Expy after being run into by a Mini. The Mini had Geico insurance. My Ford dealership body shop wouldn't accept payment from Geico. I guess that helps keep premiums down, but it sure won't help get my car fixed!

 

[ManUpOrShutUp]

Even big name brand insurance companies are not welcome for direct service payment at some locations. I recently had accident work done on my Expy after being run into by a Mini. The Mini had Geico insurance. My Ford dealership body shop wouldn't accept payment from Geico. I guess that helps keep premiums down, but it sure won't help get my car fixed!

This is a different matter. No auto body shop should be accepting payments from the other party's insurance company. It would put them them in a precarious legal position. Your insurance company should be paying the shop and the other party's insurance company should be paying your insurance company. Now if a given shop won't accept payment from any insurance company or from a specific company because they've had problems with company in the past, that's another matter as well.

 

[jeff kushner]

"As employees, we saw these products as profit centers"

Agreed but evidently, some people enjoy feeding the dealers bottom line but who am I to judge.

I bought a 3rd party 7yr/125k BTB policy when years ago I bought my SLK and never had issue, ever. As a mech friend said, was a good move for a car whose trans alone costs 7K to replace.

I may go with the cheap one just to get the major stuff covered out eight years considering I've own three of these now and know what can happen....and if I never need it, that's fine too since it's only $1200 & he called last night offering $100 worth of "car wash vouchers"...tells me he's still "workable" but we'll see <LOL>....cheap peace of mind.

jeff