That seems a little pricey but not unheard of. You must really plan to keep this until the wheels fall off or it may be bad investment. I do know it is cheaper if you do it up front with lower current mileage. Why it matters even if the B to B warranty is still active I can't figure out. I recently bought a new Expedition and really did my homework on this extended warranty plans. My dealer first tried a aftermarket on me until I said that I don't trust them to be in business 3 years from now when I need them. Then he offered me a Ford ESP and quoted me a price. I really was not quite finished with the deal because it was between two vehicles at separate dealers. One thing I learned was the price was different for some reason when I went online to get a price on a ESP directly from Ford and the dealer's price. I ended up buying the Premium Care 7/100 $50 deductible online with Ford website. Ford has a 18 month payment plan with no interest when billed to an account automatically monthly. My payment is less than $90.00 a month. Yes with this plan I have to take it to a Ford dealer, no problem for me, instead of any repair shop. I believe there is a good chance Ford will be around in three years, not sure about a warranty service contract which in some states is not insurance so no regulations as to viability. I hope this helps. Consumer Reports or one of those types said that an ESP for a car is the only extended warranty they would buy for any product.