Ford Financing

[Garrett]

FYI, you get another 1K off your expedition if you finance through Ford right now.

I'm able to get a fully loaded Platinum Expy 4x4 with every available option minus tow for 74 with an X plan because of this...not bad! Of course then I pay 9.4% taxes and I'm still taking it in the rear...

On the flip side, Lincoln still isn't offering crap, as well as 2.9% financing.

 

[TxBrian]

Ford rapes you with the finance deal so I'd plan on refinancing.
I just did it to get the $1000 and it was 5.89% for 60 months .
I already refinanced to 1.95%.

 

[Garrett]

Do you know what they we're giving for 48 mos.?

 

[TxBrian]

Do you know what they we're giving for 48 mos.?

Not off the top of my head. I had found the current rates somewhere , I'll see if I can find where it was.

 

[aggiegrad05]

Ford rapes you with the finance deal so I'd plan on refinancing.
I just did it to get the $1000 and it was 5.89% for 60 months .
I already refinanced to 1.95%.

Would you mind sharing what institution gave you that rate? The best refi rates I’m finding online are in the mid 3’s. Granted those are just their published rates and I haven’t actually applied with any of them, but I think I’d like to go the refi route as the best I could get FoMoCo down to when I bought mine last week was 4.99.

 

[TxBrian]

Would you mind sharing what institution gave you that rate? The best refi rates I’m finding online are in the mid 3’s. Granted those are just their published rates and I haven’t actually applied with any of them, but I think I’d like to go the refi route as the best I could get FoMoCo down to when I bought mine last week was 4.99.

https://www.rbfcu.org

 

[edizzle]

My deal from Ford was much better than 5.89 for 60.

 

[TxBrian]

My deal from Ford was much better than 5.89 for 60.

Was it better than 1.95? Lol

I didn't care what they were at because they weren't going to be lower than my bank and it takes me 15 minutes to refi.

 

[TxBrian]

Penfed is another one that usually has good rates.

https://www.penfed.org/auto/

 

[edizzle]

Ford rapes you with the finance deal so I'd plan on refinancing.
I just did it to get the $1000 and it was 5.89% for 60 months .
I already refinanced to 1.95%.

No it was not better than 1.95% but I was just stating for other people looking for info. You can do better than 5.89 with Ford