Need security ideas to prevent theft = no full coverage

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71Rcode

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When I insured my new-to-me 2001 Expediton, I shouldn't have been surprised when full coverage was not available. I mean, with these things selling for under $4k all day long on craigslilst, I get it. However, to me (and I know to ALL of you), out trucks are worth 10x more.

So, how do we discourage truck thieves from driving off in our uninsurable Expeditions, or towing or flatbedding them away? And just to be clear, I'm not worried about anyone breaking in.. as there nothing of value inside.

Please don't say "if they want it they'll get it" or "park in a safe place," as I get that :doh2:

All ideas will be much appreciated...whether an ignition kill switch? Fuel pump cut off switch? The CLUB? Thanks in advance, gents.
 

tonydiv

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Hmmm, I was able to get full coverage on my '98. Maybe it's time to shop for insurance.

The club is worthless. Hidden, magnetic kill switches work well, but you need to hide them well. I also think that a good alarm is the first line of defense. It keeps the amateurs away.

For the ultimate in safety... think about what the police do when they want to keep you from driving away. The wheel boot.
 

oblivion

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Fuel cut off run though a relay and pulse timer, switched by the alram, that even when/if cut leaves the fuel off and distributer off. I may have several of them in mine. Good luck finding them all :D
Just sayin.
 
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Thermo

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I always liked the idea of wiring up a coil with a pulsing circuit to a fine wire run through the driver's seat. Nothing like watching a person twitch from a 50KV coil firing through their body. Illegal as hell, but if you want to deter........

After that, like you said, if they want your truck, they are going to get it. But, like was mentioned, I would look for another insurance company as I still have full coverage on my 97. Kinda senseless though since a good accident and the truck would be considered totalled.
 

Exia

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I have full coverage on my 2000.. Time to find new insurance company..

But non the less, Viper systems, or the good ole fashion take the wheels off.. or go to your local DMV and buy a boot or take out the ignition relay, fuel pump relay etc
 
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01yellerCobra

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We had full coverage on our 98 Mountaineer. And I have full coverage on my 01 Cobra. Time to find a new insurance company.

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splintrcel

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Yeah, i agree. I have full coverage. I still worry cuz i love my truck and couldnt like any one elses more then mine but still. I have allstate. If i were you i would make the car alarm ****** noises. That way people who normally ignore standard car alarms usually dont pay attention ever so your truck is screwed. Now, if they start hearing ******* coming from the parking lot, that will turn heads.
 
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71Rcode

71Rcode

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Thanks for all the ideas, everyone. My insurance company is Geico -- and I added the Expedition through the Geico website and full coverage wasn't an option. I'll call them and check it out. Sorry for jumping to conclusions that we all only carried liability coverage...

Some really good ideas above. Thanks to everyone that responded with one. Keep them coming. Especially interested in any of the low-buck measures (hidden toggle to kill the ignition/fuel supply). Of course, that doesn't prevent it from being towed/flat bedded away.
 

Thermo

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71Rcode, I have geico and I have full coverage on my 97. Give them a call and see what they say.
 

Whack

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71Rcode -

A lot of times websites for insurance companies don't have setups for all insurance policy items...

My insurance company can write a policy on the family members '92 F150 I might be buying, but they do need to check a few things as part of underwriter review...

long and complicated story short... they just need to get actual humans to all ok it... Normally a regular human rep can do it in 30 minutes tops...

Oh and for security noting beats a country raised, CCW armed buddy to watch your truck, gets little expensive, but worth it.
 
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alaskanexpy

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you can get full coverage on anything..atleast in my state with the company's i have delt with.

i'm debating on buying a flat rate policy. we have them on our calssic cars. pay whatever it is to insure it for a dollar amount that does not change. so say you want to have full coverage and you dont agree with blue book, you can say i want $8000 in coverage. so if its totaled you get a check for $8k rather then book vaule.

i wish i had this when my show truck was totaled last year. i got 1/4 what i had into it. :(
 

bar422

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I have full coverage on my 2001 XLT........definitely check around on insurance.
 
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71Rcode

71Rcode

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Will do on the full coverage -- I'll call Geico and see what they say. I'll just need to determine if the premium hike is worth it (based on what they value the Expedition at in case of a total loss). Guess that's the downside of owning an awesome vehicle when it's at a rock bottom TMV. And I've also have "stated value" policies on my classic cars (all sold/gone now....expedition is my new "project").

For you guys with full coverage, any idea on how much $$ you're receive in the event of a total loss?
 

babysilk

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Do what i do. Leave all my guns in plain sight and tape a little note to the steering wheel saying if you touch my baby, I will find you...
 

flyin

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the coded key pretty much prevents them from starting unless you have a remote start. How about a doberman tied to the bumper
 
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