Yikes, how'd that happen?
Were you unbuckled / seated so far forward your legs or knees hit something? Or was this purely from the jarring force of the impact??
Unfrickin...ah well, all is going to be okay......ahhhhhh
- Thread starter jeff kushner
- Start date
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Yikes, how'd that happen?
Were you unbuckled / seated so far forward your legs or knees hit something? Or was this purely from the jarring force of the impact??
powerboatr
Full Access Members
OMG
SUPER good your not seriously injured or worse.
i need to go put my draw bar back in my expy as well
I took my weather tech bump step ad put it on my wifes edge..
but wholly cow patties.folks seem to be targeting our vehicles
SUPER good your not seriously injured or worse.
i need to go put my draw bar back in my expy as well
I took my weather tech bump step ad put it on my wifes edge..
but wholly cow patties.folks seem to be targeting our vehicles
Trainmaster
Old School Member
Okay genius... Educate me. How can someone be at fault if I plow into their rear? Let's see... Maybe they braked expectantly? They were going too slow so I tailgated them? I was texting and they should have known that before they slammed on their brake? Oh gee... Wow, I never knew I was so dumb.
Maybe they looked at me bad in their mirrors.
The only way a rear ender can be their fault would be if they put it in reverse and floored it into my grille. And insurance would still charge me in New York.
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It's like that here in KY. No matter what, if I rear end someone it's my fault. Even if they brake checked me and I had proof. If they are backing up, then that's a different story.
What if some idiot is driving at night with blacked out tail lights or no tail lights? They're driving real slow and you run into the back of them? How about they pull out in front of you from a side street when you're doing 60 and they are only going 5. You rear end them. How about some moron decides to do a lane change suddenly and slams on the brakes because they need to turn at a street? You run into the back of them. No way you could anticipate or avoid it. None of those scenarios would be your fault right?
In general application though no fault insurance saves ALL insured policyholders a lot of money. No need to investigate, less claim processing, and limits lawyer involvement and charges. That's why they went to that system, right? The total costs average out at the state level ... Insurance company level but everyone saves money. Now if we could just figure out how to do that with health care.
Doesnt your insurance go up after a couple accidents anyway? Even if its no fault and you did nothing wrong? Will MrKushners insurance now be going up?
In general application though no fault insurance saves ALL insured policyholders a lot of money. No need to investigate, less claim processing, and limits lawyer involvement and charges. That's why they went to that system, right? The total costs average out at the state level ... Insurance company level but everyone saves money. Now if we could just figure out how to do that with health care.
Doesnt your insurance go up after a couple accidents anyway? Even if its no fault and you did nothing wrong? Will MrKushners insurance now be going up?
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Trainmaster
Old School Member
All my fault if I hit him in the rear. I failed to control my car.
No tail lights, and I hit him? My fault. Failure to control my vehicle. He'll get a summons if there's anything left of his car to determine his lights were bad and I'll be charged with the accident.
The moron who pulls out in front of me? I wasn't controlling my car, was I? May fault again.
In New York, Mr. Kushner's insurance would not go up because he was hit in the rear or was legally parked -- the only two exceptions to a $200/year, 3-1/2 year insurance surcharge when the payout exceeds $1,000.
No tail lights, and I hit him? My fault. Failure to control my vehicle. He'll get a summons if there's anything left of his car to determine his lights were bad and I'll be charged with the accident.
The moron who pulls out in front of me? I wasn't controlling my car, was I? May fault again.
In New York, Mr. Kushner's insurance would not go up because he was hit in the rear or was legally parked -- the only two exceptions to a $200/year, 3-1/2 year insurance surcharge when the payout exceeds $1,000.
Are you making this up? Fault? What fault? Its no fault insurance so you can't be talking about insurance. Criminal charges fault? Really? Civil lawsuit fault? Good luck with that one. Its Trumps fault!! Lol!!!
And I don't think the dump truck hit him in the rear.
The NY facts were incorrect also.
Fake news.
https://www.onlineautoinsurance.com/new-york/how-surcharges-work/
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Dash cams are putting the harsh on that tradition.
I hope so. I just haven't heard of it yet. I don't hang out in traffic court or research it though thankfully lol
jeff kushner
Full Access Members
His ins emailed me a list of repair shops on Tues evening....I really don't have an issue and have used 2 on the list before....neither was any better/worse than the last "Collision repair" facility I used last month. At least there, they will....no MAY remember not to give me crap work<LOL>.
I'll call today and setup my trucks trip back to the hospital. If it were a person, it would be designated a "frequent flyer" by the nurses....someone who's always showing up at the ER usually.
I'm happy that no one was hurt, that he filed like a good person, that USAA is owning it....
As far as legal assistance, while the suggestion was tongue-in-cheek....I haven't actually even told my son yet. We traded a couple texts yesterday but I didn't even think to tell him.
I've often thought that if I were rear-ended, I'd put on a command performance and roll out of the truck to the ground screaming in pain, not letting up till the shot was admin'ed. Heck, I've done theater and could stay in character. Then, sue the living crap out of the ins co/person and never work again.....yup, I've thought about it lots of times.....but I'm just not wired that way.
jeff
I'll call today and setup my trucks trip back to the hospital. If it were a person, it would be designated a "frequent flyer" by the nurses....someone who's always showing up at the ER usually.
I'm happy that no one was hurt, that he filed like a good person, that USAA is owning it....
As far as legal assistance, while the suggestion was tongue-in-cheek....I haven't actually even told my son yet. We traded a couple texts yesterday but I didn't even think to tell him.
I've often thought that if I were rear-ended, I'd put on a command performance and roll out of the truck to the ground screaming in pain, not letting up till the shot was admin'ed. Heck, I've done theater and could stay in character. Then, sue the living crap out of the ins co/person and never work again.....yup, I've thought about it lots of times.....but I'm just not wired that way.
jeff
Trainmaster
Old School Member
Jeff, just a bummer. Nice to hear that you're a stand-up guy, but you've always come across that way.
The trailer hitch debate is an interesting one worth investigating. Seems to have saved your truck from much more damage. I don't know how much "rear crumple zone" safety applies to framed vehicles like ours. Seems like keeping something in that hitch can help us out, as it certainly helped you.
The trailer hitch debate is an interesting one worth investigating. Seems to have saved your truck from much more damage. I don't know how much "rear crumple zone" safety applies to framed vehicles like ours. Seems like keeping something in that hitch can help us out, as it certainly helped you.
After working in the patent business ... My brain is wired for inventions and new products that fix a problem. Does anybody sell a device you can insert in your receiver that is a disposable crumple zone? If designed right it could absorb all the energy of a small collision of the type Jeff had or reduce the damage from a larger one. Potentially saving vehickel and humans from ugliness. After the accident could just be removed and discarded. Just an idea.
Anybody ever see the table saw that immediately stops if you stick your finger in the blade? Seems like a crazy idea but works.
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Its not always the big crash where they come in handy. My hitch is back on, no matter how many times I crack my knees on it.
View attachment 29643
jeff kushner
Full Access Members
Anyone with a hitch feels your pain Bob.....I hit it exactly one time on the knee that has 16 scope jobs and two ACL recons and has been BoB(bone-on-bone)since the beginning of this century.....THAT was lesson learned very quickly.
That pic of the two bumpers seriously makes you wonder wtf is wrong with folks sometimes. Heck, I'm horrible at parking my truck, but I sure as heck wouldn't walk away from it parked on someone like that. Who does stuff like that and I'm really curious as to why? Were they bred in the backhills of Sugar Plum Holler or the ghetto...or are they really suburbanites so self-entitled that they don't even see the bigger picture? A whole sociology study right there!
Crap, I still have to decide where my truck goes today to get fixed.....I got too much other stuff for this right now. I'm negotiating the final verbiage of our scope for HQ2 in Va and I've got a couple of NDA pjts at work and 147 open "projects" at home.....just really didn't need added crap right now. I haven't started the bikes yet this spring either. We're all supermen though right? We make it through, some-frickin way<lol>. Like the commercial says: "It's what we do". It's all good though, I get to see Kerry tonight!
jeff
That pic of the two bumpers seriously makes you wonder wtf is wrong with folks sometimes. Heck, I'm horrible at parking my truck, but I sure as heck wouldn't walk away from it parked on someone like that. Who does stuff like that and I'm really curious as to why? Were they bred in the backhills of Sugar Plum Holler or the ghetto...or are they really suburbanites so self-entitled that they don't even see the bigger picture? A whole sociology study right there!
Crap, I still have to decide where my truck goes today to get fixed.....I got too much other stuff for this right now. I'm negotiating the final verbiage of our scope for HQ2 in Va and I've got a couple of NDA pjts at work and 147 open "projects" at home.....just really didn't need added crap right now. I haven't started the bikes yet this spring either. We're all supermen though right? We make it through, some-frickin way<lol>. Like the commercial says: "It's what we do". It's all good though, I get to see Kerry tonight!
jeff
Dorzak
Full Access Members
I was rear ended in California and the guy flat out lied claiming I cut him off swerving across several lanes. His diagram and the first officer responding would have had me at fault. However if I had cut him off the way he claimed he would have impacted my vehicle differently. Report was eventually amended based on damage and the witness who didn’t look up until after.
Part of getting the Expedition was my wife didn’t want me flung around like that again if rear ended.
Dorzak
Full Access Members
They have but they are rather large and ugly. EDIT: Might be a victim of government specs for a mouse being an elephant.
https://en.m.wikipedia.org/wiki/Impact_attenuator
Dorzak
Full Access Members
In my case I was buckled, but was spun by off center rear ended. 6’2” guy driving very small SUV hit by full size sedan. Imagine full body whiplash at an angle. Left Knee hit door panel. Neck whiplashed so that left side hurts. Doctor said I was developing arthritis, accident just hastened the pain by 10-15 years.
So, I'm not advocating ambulance chasing but I know my insurance covers bodily injury and such. I'm required to have that coverage. If you are injured and miss work or have expenses arising from that ... Wouldn't it make sense to get compensated for it? What if you can't do your job after that? I look at it like unemployment insurance, you pay for it why not claim if you are layed off?
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