Totaled? Pics

[Zig10]

For reference this is what $15K looks like on a Platinum

]

Ugh...deer?

 

[Suomycasino]

Received the phone call today to come get all my shit out of the vehicle. Sounds like will be a total loss. Ill try and get a front picture when i am there today. but body shop said 35000+ in body damages, plus whatever ford would charge for the mechanical repairs.

 

[Suomycasino]

Intrigued to see what happens! I have a 2019 Limited special edition that I just bought used with nearly the exact same miles. Curious what insurance would give in the event of a total loss...

When i get this information i will share it with you.

Will see what USAA offers, and see if they are true to their +20% car replacement assistance that i pay extra for.

 

[Gumby]

Received the phone call today to come get all my shit out of the vehicle. Sounds like will be a total loss. Ill try and get a front picture when i am there today. but body shop said 35000+ in body damages, plus whatever ford would charge for the mechanical repairs.

Damn!

 

[NIckS]

Man, happy for you. It’s better that way!

 

[Suomycasino]

Man, happy for you. It’s better that way!

I agree, trying to get the wife to understand that, she is just disappointed because we researched the vehicle for months and she really loved it.

 

[lv2drive]

if you kept it / repaired it, would have never been right - best case scenario!

 

[Suomycasino]

repair estimate

 

[Deadman]

I really fear how badly the INS company is going to try and screw you. The problem is whatever they pay you for the vehicle won't be nearly enough to replace it, so now you need to reach into your own pocket to replace it! Hopefully they are fair to you.

 

[Suomycasino]

I really fear how badly the INS company is going to try and screw you. The problem is whatever they pay you for the vehicle won't be nearly enough to replace it, so now you need to reach into your own pocket to replace it! Hopefully they are fair to you.

Thats true, however they do have to compare at least 3 comparable vehicles within 150 miles of my location and provide me that info when they make their offer.

I felt like they were fair, when i had a not at fault total a few years back, but that was on a 15k vehicle.

Luckily i put a sizeable downpayment down so im very hopeful i will be receiving a check from this, just how much is to be determined. I will keep you updated.

 

[JExpedition07]

I figured this was a total loss.....I mean the hub ripped right off the truck. The whole front end tie rods, CV axles, differential, possibly driveshaft....

 

[dlcorbett]

I agree, trying to get the wife to understand that, she is just disappointed because we researched the vehicle for months and she really loved it.

Now you can surprise her with a newer nore loaded version of the expy now, that should put a smile on her face

 

[Suomycasino]

Now you can surprise her with a newer nore loaded version of the expy now, that should put a smile on her face

Looking at a 21 King Ranch

 

[Suomycasino]

Intrigued to see what happens! I have a 2019 Limited special edition that I just bought used with nearly the exact same miles. Curious what insurance would give in the event of a total loss...

 

[Going_Going_Gone]

You're lucky to have the vehicle totaled because you'd get screwed either way. Assuming they chose to repair it, you would be stuck with a patched-up vehicle. And it will be tagged with a CarFax report that diminishes the value to less than what the insurance company will compensate you for your totaled vehicle. Work out the best deal possible and take the money and run.

 

[NIckS]

Your insurance company took care off you. Quick as well. Nice

 

[MxRacer965]

Ugh...deer?

Yep. Mid August 2020, a little after noon. Had 8K on it. All Ford parts, looks 100% original and I’m picky. I was prepared to trade it on a new Navigator Reserve L if it wasn’t 100% like new. They did a great job.

 

[Deadman]

If they gave you $64K for that, I'd laugh all the way to the bank. I only paid $66K for my 2018 302A Max 4x4 tow pack brand new!

 

[Zig10]

If they gave you $64K for that, I'd laugh all the way to the bank. I only paid $66K for my 2018 302A Max 4x4 tow pack brand new!

Yup. That is a great settlement. USAA really is a great company to work with.

 

[Rossue]

Is USAA the OP's insurance Co.? If so, why would they pay out if it was the other driver's fault?

That extra $10.7K Car Replacement Assistance line item at the bottom is interesting. Amounts to a 20% bonus.

USAA ranks very good, and was insured with them for a long time before switching to AAA 25 years ago. I believe in shopping rates from time to time and thought USAA had the better quote for Auto/Home/Umbrella then almost by accident I saw the auto quote was for a six month policy, whereas the Home & Umbrella were both one year policies.