Ford won't fix the bubbling/peeling paint properly (strip to bare metal, seal, re-paint) even if you report it within a week. In 99.9% of cases, they won't even fix it improperly. My mom's Explorer had bubbling on the hood within 10K miles. Ford told her to stuff it. The Zestar FB group is full of people with similar stories. Regardless, there is no time limit on what is clearly a manufacturer defect. Ford should be fixing these problems (properly) whether you report it in 7 days or 7 years. In fact, they shouldn't even be occurring in the first place considering that Ford has had 18 years to correct the issue. And FWIW, the problem with Ford's peeling paint is related to both the use of aluminum and surface prep (see Zestar's extensive collection of research on the problem).