Is it a genuine Ford warranty or third party? What are the deductibles? The devil is in the details so be sure to read and fully comprehend the fine print.
Have an in-law with a Jeep. She paid thru the nose by financing in an already overpriced non-Mopar bumper to bumper warranty. Guardian or something to that effect. Transmission took a dump and she had a heck of a battle getting any coverage because of the warranty terms. Hidden in fine print but right there plain as day, it specified the fluid was to be flushed or changed at some ridiculous interval, at the Dodge dealership, which it wasn't. There were literally more exclusions than items covered in that warranty. Even the $50 tow was rejected by warranty because she didn't arrange it thru Guardian or whomever's 800 number. Right there in the fine print as well. She paid over $100 for a couple miles. She now drives a Kia and generally hates men. Because SHE can't read.
If its a Ford branded warranty, see if you can A) purchase it outright, with cash and completely separate from the vehicle financing, or B) if you can purchase the identical warranty at this same price at a later date. Say in 12 months.
Me? Visa and American Express if I can't fix it.
My Expedition is now 10 years old and outside of oil changes, doesn't know what a Ford garage even looks like.
