Looking for some suggestions, think we need a new one.

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Adieu

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Should be no problem painting it. Even at New York prices, a 2010 with that mileage wouldn't be totaled for a paint job. Unless the thing needs bodywork, just clean it up, and you're good to go. A claim would raise my insurance rates $450/year for four years, so I'd probably just foot the bill myself and find a shop who'd do the job for $3500 cash.

Scratches =/= paint job though

Not as far as costs go. Since unprepped paintover wouod just get you a car with scratches that got paint in em
 

Adieu

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Arnott conversion for the rear air springs is around $400 for the pair for the parts. AC service might be a few thousand, maybe much less. Not sure on the windows. You've got a good truck.. why not keep it?

A/C service, thousands???

Brand new A/C should only cost a few hundred
 

Adieu

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1 case of rattle can paint: $60
1 set/ combo pack of wet / dry sandpaper: @$75?
Backhoe daily rental: @$350 and up
Mossberg 930 shotgun or weapon of your choice

Rattle can paint it, park it back at the same campground and lay in wait......

"Selfie" of them staring down the barrel - priceless
Quote from Dirty Harry movie "Do you feel lucky today punk? Well, do ya?"

The backhoe is there if they give you attitude.

Or.... RENT a shiny brand new truck, stuff it with night vision security cameras (cheap cheap cheap these days), park it there, brag about your new baby and claim you spent like 80 grand on it

And hopefully the trap nails em
 
OP
OP
MattyMMA

MattyMMA

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Lol, think I know which one it was, but have no proof. They were gone before I noticed. But how the kids acted while we were there.

So all this comes from talking to one shop to see their availability. Reputable shop, said to do it right, removing panels etc, looking at maybe 10k. But the truck books for only 12-14k. I have to go to a different shop next week. When they went to the rear and hood they hit where the paint had been bubbling and large chunks of paint came off.

So maybe it'll be better than I'm thinking. Just having a back up plan. Just looking, I feel there is a lot of money that needs to go into a truck that has 115k and I owe 17k on. Or I could buy one with 30k for 35k and only have a slightly higher payment for two additional years.
 

Adieu

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10k my foot. Lol.

Pricy proper repaint is like 3 grand, good vinyl half that.

That leaves...7 grand of prep work????

Prep work don't take no special shop gear or anything.... just time and a sober, attentive, semi-skilled laborer.

That's TWO MONTHS of a worker's fulltime daily attention if you hire direct, or half that if your middleman isnt crazy brazen, if you believe their costs... looooool. Probably 1-5 days ACTUAL work, depending on extent of damage,

Also remember that front fenders, hood, bumper covers, and doors can be looted from a junkyard if need be, so any over-extensively damaged panel can also be swapped out for a perfect one and prepped to paint for like 300 bucks tops
 

Adieu

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Plenty of good normal people desperarely needing honest work out there, and don't let no scammy shop tell you otherwise.

And it's not a certified mechanic or any sort of specialist needed here.

Lots of folk with the skillset would take you up on prep work for cash, mostly for 15-20 an hour, maybe even less in some circumstances
 

JExpedition07

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There is no reason to replace all the body panels due to scratches through paint, that shop is crazy. More than likely the shop that quoted you doesn’t want the job because they are busy.......that’s what they do when they don’t want a job they throw a crazy number at it. Replacement of AC compressor will be probably close to 1,000 or so. I replaced mine myself cost me about $300 to do the job.
 

Plati

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Pictures needed, I'm sure somebody wants to buy it ... doesnt care about routine maintenance items and appearances.
 

1955moose

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See Stamp, that's why I'd like Georgia. Couldn't do that here in Caliweenie! Cops in Georgia just say how's the huntin son? You reply, got me 2 the size of a small gorilla, tben the cop say's y'all have a good day hear!

Sent from my N9131 using Tapatalk
 

Flexpedition

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NY state is a 75% total loss formula state. State insurance statutes as written by your elected insurance commissioner. Doesn't matter who your insurance company is or what Geico's internal policy is, or what your sister's neighbor ran into with State Farm last month in Wisconsin. NY = 75% TLF.

I hate numbers so will keep it simple.

They'll calculate the all-in cost of the claim. Paint, labor, supplies, fees/taxes, rental car. Lets say that number ends up being $8000. $8000 is a realistic number for a complete EL body massage & respray and often panels do need to come off. Unless long-legged and long-armed Adieu can restore a 6X5 foot hood while its atop the vehicle. A black vehicle at that. I've not seen the damage either, but the Expedition EL is no Honda CRV. Its a lot of sheet metal, and if Picasso hit every panel, ....

Then, using previous insurance pool auction data, they'll estimate what a running/driving 2010 Expedition EL Limited, without collision, burn, or flood damage, sells for at auction. Hot tip - Expeditions like this sell very well. Lets say they calculate insurance pool expected result at a modest $6000.

$8000 + $6000 = $14,000 TLF.

I don't know all of OP's specifics to get a NADA value. But again, with simple numbers, if his book value is $18,667 or more, and his TLF is $14,000 - she is totaled. 75% of $18,667 is $14,000. That's the formula. In Iowa its 50%. In Texas it can be as high as 100%.


Lets say I'm high. $5,000 claim + $3,000 salvage price. $8,000. If the book value is $10,667 or more, she is totaled.
 
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