Who here has purchased additional warrenty on their expeditions after the factory warrently has runout? I have a 2007 with 81,000 miles and I was contacted by a company that offers warrently, gentleman on the phone said I could get a factory warrenty for $390 down and $160 a month for 18 months with a $100 copay each visit. The warrently would last 5 years. He went through his sales pitch and it sounded great, but I wanted the contract to read through and make sure everything was true as he was saying, well regardless he said I had to put $390 down before they would send out the contract so I didn't get it, but should I?