FWIW, I had 20x9 with 0 offset on my 2003 (I know, not same Gen, but this was my experience) with 275/60R20 (1" taller than stock tire). The rears would rub the inside of the fender lip when loaded down and going down a bumpy road, especially noticeable on road trips with luggage and 5 people, and going through a windy bouncy city interstate. The fronts stuck out further and would hit the fender lip hard, my wife hit a large speed bump too fast and bashed/bent one fender. I ended up installing a lift to mitigate the issue.
You may be OK with stock size tires, but it may get sketchy if you're loaded down and/or hitting bumps with any speed.