Yes, everything updated fine to 3.4. As it turns out, it's an issue with the non-nav version not having enough RAM to handle the update suggested using the third memory stick. I'm redoing the files in the 'step 2' now to just reformat it with the latest version (thus skipping the need for the 3rd update).
To explain this another way, the 1st memory stick sets it up, the 2nd memory stick 'reformats' it with 3.4 and the 3rd memory stick 'updates' the version of 3.4.
I'm changing it to reformat it with the version that it would deliver in the currently listed 3rd step.
details: yes, had rebooted twice; SanDisk 256gb usb sticks
Excellent! Great workaround. The Non-Nav versions are very limited. So it makes perfect sense!
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