Went with the fully loaded Expedition, identical to
@edizzle , but with second row bench vs. buckets. The funny thing is the dealer told us if we change our mind and opt of a Navigator later on, they won't charge a dime because they need more Expy's on the lot..ha! They didn't even request any down payment.
8 week order cycle and I got the verbal accept on my trade-in value (doesn't mean much, but I can use it later if need be).
I'm still working on one dealership to drop their drawers for a Navigator select, but I doubt they do it. That would be the only reason I back out, as it's a select with PP seats, Pano and Tech. Currently about 7K more, but they are mulling over an offer to make it 3K more. Doubt they take it, which is fine with me!