That not good to hear. I am happy with my 2014 king ranch and not wanting to spend the money. Being short staffed for my business I am either looking at paying more taxes or buy the vehicle to offset increased income.
2022 Stealth Performance Production?
- Thread starter BSarchet
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It also seems to me the dealer doesn't have much knowledge about built to order either. He tells me to wait to hear from Ford and I wonder if Ford will even notify me that they could not fit my vehicle in to be built and then to order a 23. This is going to be a frustrating process and I just started.
cpeckvtpcs235
Well-Known Member
Ordered my 4x4 Dark Matter Limited Max fully load 304a 11/2/2021. After many delays, Ford now says it is in Production since 3/28/2022, they also say to expect delivery in 8-12 weeks. Should be worth the wait.
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BSarchet
Full Access Members
I agree with this 100%. And they don't seem to care TBH. I emailed my dealer to try and find out if anything about my build was constrained, or if there was something I could change about my configuration that could get things going. I'm being patient, but I just wanted to see if there was something I could live without (Sync 4A to 4 or something). I was ignored for about a week, then given a boilerplate response that "Ford is behind everywhere and I'll get an email when it's time". So basically... get in line buddy. I feel like I know more from these forums than they do, and I guess they really don't have to care. They have a product that cannot be produced and people lined up to buy it. But as a consumer, it's still frustrating. I'm just remaining hopeful that scheduling will happen soon and that I don't have something in my config that holds me up longer.
krlecraft74
Member
I ordered on 12/5 spp limited, with all the bells & whistles, I got the email to be scheduled for production on 2/14 then next email for 2/21 then next email for 2/28 then for 3/7 then on 3/18 I got the email thanking me for my order & it’s gonna take more time, and since then nothing it still says in production till this day, I called marketing last week & apparently it’s built & im on a chip hold, I call 10 minutes ago and they gave me a delivery date for 4/10, so all this time it still says I’m in production but my vehicle is built, and apparently being delivered, so don’t depend on those emails.
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BSarchet
Full Access Members
I want so see some pics when you get it!
Cadet7263
Well-Known Member
Interesting. Mine is still in chip hold, but they gave me a delivery of 4/29. Not sure what to believe at this point.
Mxer0022
Well-Known Member
I'm at the point where I'm just waiting and piling up cash to add to the down payment. At this rate I'll be able to pay cash for the SOB
murrdawg50
Full Access Members
I won’t be able to pay cash for it but I should have a substantial down payment
I’m trying, but frick, the forces are conspiring against me. Wife’s car needs tires, trees needed trimming, mortgage company underestimated escrow, oh and for the first time in my life I owe taxes. Maybe the delay is a good thing after all.
murrdawg50
Full Access Members
I feel your pain on the taxes this year. My wife works for our local school district and this is her first full year working for them. The admin people apparently did her original W2 wrong and were about $170 shy for fed withholding every month to pay in enough to owe nothing at the end of the year. We didn’t know about it until I sat down to do my taxes. Wasn’t a pleasant surprise to say the least lol
Don't pay cash for a vehicle unless it's a cheap one. That capital is better used for other things than a vehicle. Find a way to get the lowest monthly payment/interest rate and be done with it. Money has been cheap to borrow and still is.
We are in a position fortunately enough to be able to purchase our new SPP outright, but I'd be a fool to do so.
We are in a position fortunately enough to be able to purchase our new SPP outright, but I'd be a fool to do so.
murrdawg50
Full Access Members
Well, in order for us to get an affordable monthly payment that’s not with an 84-month note or something asinine like that, we have to put a good chunk of change down since we still owe on my f150 we’re trading in to get my wife’s car. If I can get enough saved up to put us in a very comfortable not 36-months, I would lol
I don't know about that one at current. My Credit union loan rate is 1.9%. I cannot get that interest rate at any bank for my money unless a cd. ETFs I just started a year ago is negative. My IRA is negative. I am thinking about paying cash. Rather not have to pay interest at all and earn what little there is. I don't want to buy or invest in a business venture
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cpeckvtpcs235
Well-Known Member
I lease, not buy, lease will be $900 per month, no money down for 36 months, 12k Per year. Lease is the best way to go if you do not put too many miles on it. If I keep it for the 3 years, cost me $32K then get a new 1.
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BSarchet
Full Access Members
I called marketing a few weeks ago and it was a similar story. I'm really hoping they do some scheduling next week. It's been several weeks since they have done any. I'm fully expecting to get a June build date when I (hopefully soon) get scheduled for Production.
Mxer0022
Well-Known Member
One thing you're not factoring in is risk. Also the fed is more than likely gonna raise rates 50 basis points in may and probably June as well. It's not getting cheaper to borrow its getting more expensive. Also with the way the economy is going the markets could have a huge pull back and I'm betting real estate is gonna have a hard pull back as well. So your argument imo isn't a very sound strategy. I want to be able to lose my business and not have to worry about losing my car as well. Unless it's to sell it to keep a roof over my families head.
I don’t fully understand these comments. But here’s what I’ve gathered so far. There are a few pieces to this.
First is cost of money.
Current rates on new cars are about 1.9-2.9% for 60-72 months. With nothing down and financing 80k. That would cost $5-7k in interest over 5-6 years.
Second, if I am reading your note, it suggests negative economic headwinds approaching. In those conditions having liquid assets (cash) on hand to weather the storm is more beneficial. Cars and property are subject to evaluative pricing based on the buyer pool.
And lastly, the opportunity cost of the 80k upfront, do you think you will earn more than 6-7k on that money yourself. Most funds, even bond heavy, earn 3-8%, so highly likely.
Im not a financial advisor, and don’t know peoples situations, but hopefully the above helps people make informed decisions.
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