@Grey ghost
Sine we like being dramatic.... Good luck affording insurance for you non-self driving vehicle and relying on a substance controlled by the middle east and Russia. One little spat between those two and suddenly oil is worth less than zero.
Except that the US has become the world's largest oil producer in the last 4 years. We export more than we import (but still import a lot from Saudi, to keep the dollar afloat). Of course, "US Oil" is more expensive to extract / produce ...but there'll be ICE's on the road for a long time to come. The predictions of an EV-saturated, US auto-market are the imaginations of those that seek to profit from it, and those that have a genuine (perhaps irrational) hate for oil production.
All THAT being said ...I am totally a buyer of the Atlis XT truck if it ever comes to fruition. The Rivian is ugly. The Cybertruck is a bad joke (IMHO) ...but if Atlis delivers what they say they can (and supposedly will) ...I'm all over it. Thinking about replacing my wife's Honda Pilot with a Tesla Model S ...if they actually make a 6-seater that seats something beyond 3 year-old's in the 3rd row (as the current design stands, no one over 3' tall could sit in that back seat).
As far as "self-driving" goes...I won't be holding my breath for rates to be higher (for responsible drivers), versus a self-driving vehicle. If technology has taught the world anything, it's that it is pretty fallible and sensitive to many environmental factors. Given the work duty of the system, we're further than most people admit ...or believe ...to it being "safer" to be in self-driving mode over human piloting. What is much more likely is that insurance rates will go up that don't own vehicles that have collision avoidance systems and other tech that has already shown it can dramatically reduce traffic incidents (and fatalities), without completely turning the driving responsibilities over to a computer. LONG way to go for these systems to recognize things like stop signs (and other manual traffic controls) ...small pedestrians, animals & wildlife.
The "pro EV" world postulates this idea this is all going to happen and be "hunky-dory" by 2023. From where I'm standing, they'll need to add roughly a decade to that for it to actually be more than a pipe dream.