Where is the best deal on Ford OEM extended warranty?

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rob4092xx

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My 2018 Expy warranty runs out later this year. I want to purchase an extended warranty. The one that Ford sells, not a second party warranty. Any recommendations where I should go? Thanks!
 

aggiegrad05

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Ziegler Ford online.

Flood Ford online.

Lombard Ford online.

Any of those will be 50% cheaper than whatever your dealer will sell you. At least. And yes, they’re the same Ford, factory-backed thing you would buy from your dealership. And yes, you can use them at any Ford dealership. Those three dealerships (there may be more, those are just the ones I know) have simply decided that volume is better than margin, so they sell at not much above what Ford charges but sell a LOT of these policies via the interwebs.

If you’re not comfortable buying from them (I think there’s an inspection before the policy is active), get a free quote from any of them and take it into your local dealer..which SHOULD match it, or get really close.

(Unless you’re in Florida, apparently, because they don’t allow you to buy warranties online. )
 
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rexster314

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I bought one from Lombard Ford 2 years ago for my 2012 Expedition after the original one ran out. No problems and a payment plan as well
 

zoey2015

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This topic has been discussed extensively. Search this forum using "extended warranty"
I Bought the 8 years, 100K miles plus lighting coverages with $50 deductible for $1845 from Floodford. There is no difference in trims or option packages. No mileage or mechanical verification for me.

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Astro

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Ziegler Ford online.

Flood Ford online.

Lombardy Ford online.

Any of those will be 50% cheaper than whatever your dealer will sell you. At least. And yes, they’re the same Ford, factory-backed thing you would buy from your dealership. And yes, you can use them at any Ford dealership. Those three dealerships (there may be more, those are just the ones I know) have simply decided that volume is better than margin, so they sell at not much above what Ford charges but sell a LOT of these policies via the interwebs.

If you’re not comfortable buying from them (I think there’s an inspection before the policy is active), get a free quote from any of them and take it into your local dealer..which SHOULD match it, or get really close.

(Unless you’re in Florida, apparently, because they don’t allow you to buy warranties online. )
Thank you for posting this. Flood was the winner for me and saved me a ton. I like how you can find the prices online without having to call or go into the dealership. Very simple process.
 

Deadman

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JUST REMEMBER ALL of the offerings from Flood Ford and those online companies DELETE all the good coverage options. They delete the light coverage, they delete the rental car coverage, and a few other things that most dealers include. If you sit down with your local dealer, they can delete these options as well and offer you a stripped-down warranty for much less than they offer it up front. My dealer showed me all the differences after he called his Rep to find out HOW Flood and such were selling them for so cheap. Not saying its bad, but be aware that there's a bunch of coverage deleted....

My dealer cut me slack on a full optioned warranty and it was barely more than Flood, so I bought it from them
 

aggiegrad05

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JUST REMEMBER ALL of the offerings from Flood Ford and those online companies DELETE all the good coverage options. They delete the light coverage, they delete the rental car coverage, and a few other things that most dealers include. If you sit down with your local dealer, they can delete these options as well and offer you a stripped-down warranty for much less than they offer it up front. My dealer showed me all the differences after he called his Rep to find out HOW Flood and such were selling them for so cheap. Not saying its bad, but be aware that there's a bunch of coverage deleted....

My dealer cut me slack on a full optioned warranty and it was barely more than Flood, so I bought it from them

Your dealer is a lot better at his job than mine was.

Mine offered me the full warranty with all the bells and whistles for like $3800. I said: ”I can buy it online with Flood for $1500”. He said: ”what if I charge you $1550?”. I said: ”sure”.

The end.
 

Calidad

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Your dealer is a lot better at his job than mine was.

Mine offered me the full warranty with all the bells and whistles for like $3800. I said: ”I can buy it online with Flood for $1500”. He said: ”what if I charge you $1550?”. I said: ”sure”.

The end.
Same except I did 6 yr 125,000 gold loaded for $1300. Same deal my guy said fine matched it.
 

zoey2015

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It really pays to shop around for sure. I called 6 dealers and the best offer was $3000 for the same coverage for what I bought from Flood Ford for $1845.

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Deadman

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It really pays to shop around for sure. I called 6 dealers and the best offer was $3000 for the same coverage for what I bought from Flood Ford for $1845.

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Did you realize that FLOOD deleted all the add on coverages? My dealer wasn't a lot more than Flood once I added on all the premium coverage that Flood deletes from their coverage. I think my dealer was 500 more or something, because the add ons pushed Floods up a lot more than what they advertise if you want that additional coverage.
 

Deadman

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Your dealer is a lot better at his job than mine was.

Mine offered me the full warranty with all the bells and whistles for like $3800. I said: ”I can buy it online with Flood for $1500”. He said: ”what if I charge you $1550?”. I said: ”sure”.

The end.

As long as your dealer didn't strip all the premium add-ons off to match their coverage and price......??????
Flood doesn't cover the LED headlights and some other major items like electrical and such.
Might be worth looking at your paperwork quick....?
 

aggiegrad05

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As long as your dealer didn't strip all the premium add-ons off to match their coverage and price......??????
Flood doesn't cover the LED headlights and some other major items like electrical and such.
Might be worth looking at your paperwork quick....?

Just checked...PremiumCare, 96 months/100k miles, no deletions (lighting and rental all included), $1630 total.

My dealer never asked the details about the Flood plan. I told him I wanted premiumcare and he quoted me his price. I said “nah, I can get it cheaper online” so he matched it; he wouldn’t have known what to delete had he wanted to.

These plans are $0 cost to the dealer; every dollar they charge is gravy for them.

I agree your dealer did what they should have and actually asked questions about the comparison before matching it. But mine didn’t and I benefitted.

That is excellent info on Flood’s deletions though, I did not know that. So thank you!
 

Deadman

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Just checked...PremiumCare, 96 months/100k miles, no deletions (lighting and rental all included), $1630 total.

My dealer never asked the details about the Flood plan. I told him I wanted premiumcare and he quoted me his price. I said “nah, I can get it cheaper online” so he matched it; he wouldn’t have known what to delete had he wanted to.

These plans are $0 cost to the dealer; every dollar they charge is gravy for them.

I agree your dealer did what they should have and actually asked questions about the comparison before matching it. But mine didn’t and I benefitted.

That is excellent info on Flood’s deletions though, I did not know that. So thank you!

Glad yours is complete!
 

flying68

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As long as your dealer didn't strip all the premium add-ons off to match their coverage and price......??????
Flood doesn't cover the LED headlights and some other major items like electrical and such.
Might be worth looking at your paperwork quick....?
Looks like Flood has all of that in the options just like every other dealer does.
Screenshot_20200202-230759_Chrome.jpg
 

Deadman

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Looks like Flood has all of that in the options just like every other dealer does.
View attachment 34196


Correct, but you need to add them all on. They aren't typically in their first price was my point.
Once you add them all on, the price isn't much less than my dealer was. They cut me a $100 discount and it was about $100 more than from Flood, so I did it. $100 is worth the satisfaction of keeping them happy, so if I need something in the future, they will help me out instead of being pissy because I bought warranty elsewhere. Small-town politics BS!
 

flying68

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Correct, but you need to add them all on. They aren't typically in their first price was my point.
Once you add them all on, the price isn't much less than my dealer was. They cut me a $100 discount and it was about $100 more than from Flood, so I did it. $100 is worth the satisfaction of keeping them happy, so if I need something in the future, they will help me out instead of being pissy because I bought warranty elsewhere. Small-town politics BS!
I think what should really be the point is that you need to know what they are selling in order to compare. Not all dealers will include the extra coverage options in their prices either.
 

Grey ghost

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The way they handled the shock absorber issue and other things I don't want ford touching this vehicle.if I have some major issue I'll trade it on something else. Extended warranties aren't a really good value anyway in most cases.
 

Deadman

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I only bought my warranty because of all the electronic BS on this nightmare.. I can't fix that stuff and they count on that....
 

Redstripe19

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Are these warranties refunded on a prorated basis if you sell the car before it runs out?
 
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