I have a 2019 Platinum with the EcoBoost engine. I am not car savvy at all. My husband only handles all the car stuff. Last week, my son was driving my vehicle and heard a loud noise in the engine. He was able to drive it about a mile farther to a parking lot. We had it towed to our family mechanic who says, after taking things apart, we need an entirely new engine. He said there is metal all in the oil pan and metal fragments everywhere. The vehicle has always made the rattling sound when cranked from cold start, lasting anywhere from 15 to 20 seconds. We had it looked at at our Ford dealership a few times, And last year we insisted they replaced the cam phasers before the warranty went out. I had it looked at two times after that as well because something just has never sounded right. They are insisting that there was nothing wrong with it. Well, now we need a new engine. We only have about 75,000 mi on it. Does anyone have any advice on this or have been through this? It's not even paid off. We've always been Ford people and never had a quality issue like this before. We do regular maintenance on it. The engine is back ordered with Ford for at least 6 months... But I'm really not even sure what to do.