Perfect example of “to each their own”...one of the strong “pluses” of the platinum trim for me was the light colored headliner, and yes I have the black interior. I prefer the light headliner as it makes the cabin feel larger.
It can definitely do that but I don't have an issue with how I cabin feels. Often when vehicles have moon roofs it is too low and I hit my head on the roof so it's not a matter of feeling it's a matter of actual inside dimensions so I don't care what color it is other than keeping it clean. I think they do it because you can create a more appealing contrast of colors. Many people would be irritated if the entire vehicle inside were black. That's how I want vehicles to be all black except the contrasting colors on the dash either wood grain or whatever. I don't like the silver because it doesn't tend to hold up as well. I have plastic wood grain on cars 20 years old and it looks perfectly new but the silver on the Fords always fades and wears off and gets dirty.
All of my decisions are based on ease of maintenance, durability, or other necessities that help me make money, or make me more money when I sell the vehicle. I pretty much throw personal preference out the window.
Most of my vehicles are used for business purposes. So in this case you have to have black cars and SUVs but for the stretches you basically need all white. You can pull off silver but if you're on you're only going to have one color of a stretch limo your best bet overall by far is to make it white.
You basically have to have black or very dark charcoal or you can pull off silver for Sedan Service an SUV but you definitely want black interior so you won't have to replace the seat upholstery.