As already noted, a brake controller. You can have the Ford OEM one fitted. Of course, you'll be using a proper weight distribution hitch. Changing gear ratio and adding the bigger radiator is an expense which probably exceeds the cost of the HD towing package. While you say you are at max capacity, it is designed to tow that.
Actual results? I've seen videos, even with HD package of overheating engines, and videos without the tow package working just fine with a heavy load.
My trailer is at around 5500lbs. Not towed it, yet, but don't expect any issues on a non HD XLT.